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Typical Representative Finance Example
| Product Conditional Sale – Private Individual | Cash Price £5,995.00 |
| Total Deposit £599.50 | Total Amount of Credit £5,395.50 |
| First Payment £120.41 | 58 Monthly Payments £120.41 |
| Final Payment £130.41 | Agreement Duration 60 months |
| Admin Fee £0.00 | Option to Purchase Fee £10.00 |
| Interest Charges £1,839.10 | Total Amount Payable £7,834.10 |
| Annual Fixed Interest Rate 6.78% | Representative APR 12.90% |
| Product Conditional Sale – Private Individual | Cash Price £5,995.00 | Total Deposit £599.50 | Total Amount of Credit £5,395.50 | First Payment £120.41 |
| 58 Monthly Payments £120.41 | Final Payment £130.41 | Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £10.00 |
| Interest Charges £1,839.10 | Total Amount Payable £7,834.10 | Annual Fixed Interest Rate 6.78% | Representative APR 12.90% |
| Product Conditional Sale – Private Individual | Cash Price £5,995.00 | Total Deposit £599.50 | Total Amount of Credit £5,395.50 | First Payment £120.41 | 58 Monthly Payments £120.41 | Final Payment £130.41 |
| Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £10.00 | Interest Charges £1,839.10 | Total Amount Payable £7,834.10 | Annual Fixed Interest Rate 6.78% | Representative APR 12.90% |